For any other exception stated in our Agreement with you or by applicable law. The Card is not a credit card. Please notify us at Customer Service if you have any problems using your Card. After your Card Account is opened, we may ask again to see a copy of your drivers license or other identifying documents at any time if we deem is necessary to verify your identity, address, or transactions on your Card Account. Lets take as an example an email coming from a senior executive in the company in which a large amount of money is requested in an urgent manner. Sumissura . We shall not bear any liability, whatsoever, for any damage or interruptions caused by any computer viruses that may affect your computer or other equipment. If we do not properly complete a transaction from your Card on time or in the correct amount according to our Agreement with you, we may be liable for your losses or damages. Get 15% off on individual courses at edX, only with your Visa card. Tried to use at Ann Taylor in Potomac Mills Mall, Woodbridge at 11:14am and told balance was only 1.44. Score Some Rewards. You may use your Card to make purchases at any merchant that accepts Visa debit cards, subject to your available Card Account balance and the other terms and conditions of this Agreement and the Majority Terms of Service. $0. Use open APIs to create new payment products or streamline supplier and workforce payments. A strong password includes: Multifactor authenticationMultifactor authentication requires additional information (e.g., a security code sent to your phone) to log in. We will not charge you a fee to use your Card at any ATM owned by us (currently ATMs pertaining to the Interlink, Pulse and Plus networks), however, operators of other ATMs and cash dispensing devices, their networks, and merchants may charge you a fee. THIS PROVISION SHALL NOT BE EFFECTIVE TO THE EXTENT OTHERWISE REQUIRED BY LAW. If any portion of this arbitration provision is deemed invalid or unenforceable, the remaining portions shall nevertheless remain in force. You may add funds to your Card Account, called loading, by: (i) Automated Clearing House (ACH) loads up to $5,000 per month, minimum $20 per load, maximum $5,000 per day with a limit of 5 transactions per day; (ii) credit or debit card loads up to $500 per transaction, $500 per day, $5,000 per month with a limit of 5 transactions per day and a minimum of $20 per load; (iii) direct deposit loads up to $5,000 per day, $10,000 per month, with a limit of 3 transactions per day; (iv) federal transaction direct deposit loads from the IRS Treasury up to $10,000 per day; and (v) loading cash through one of our reload locations up to $500 per transaction, $2,500 per day, $5,000 per month with a maximum of 5 reloads per day. The first step in improving your cybersecurity is understanding your risk of an attack, and where you can make the biggest improvements. You are responsible for keeping track of your Card Account available balance. FEDERAL PAYMENTS: THE ONLY FEDERAL PAYMENTS THAT MAY BE LOADED TO YOUR CARD ACCOUNT VIA A DIRECT DEPOSIT ARE FEDERAL PAYMENTS FOR THE BENEFIT OF THE PRIMARY CARDHOLDER. IN ARBITRATION, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO A TRIAL BY JUDGE OR JURY. For further information please go to Expense . Your rejection notice must state that you reject the Arbitration provision and include your name, address, Account number and personal signature. IN NO EVENT SHALL YOU BE ENTITLED TO RECOVER ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY OR SPECIAL DAMAGES (WHETHER IN CONTRACT, TORT OR OTHERWISE), EVEN IF YOU HAVE ADVISED US OF THE POSSIBILITY OF SUCH DAMAGES. In this specific scam companies working with foreign suppliers are often targeted. Industry leaders across on-demand delivery, expense management, digital banking & more use Marqeta to quickly launch programs. We are not responsible for any such fee and they will be deducted from the balance of the Card, along with the withdrawal or transaction amount. For Westpac issued products, conditions, fees and charges apply. With purchasing convenience, cost savings, available credit, and detailed reporting, you'll have what you need to nurture your small business and help it thrive. 1 Securely lock your Business Visa Debit Card when you need to and unlock it again when you don't. Use it to control your business expenses while you're working out the best financial decisions for you. Co-Branded Credit cards allow large businesses such as retail chains, hotels or airlines to offer special discounts, cashbacks . - Review Transaction History. Access spending data through convenient web access for exceptional program reporting. The plaintiff alleges the fintech company and Ohio-chartered bank have wrongfully refused to refund $3,000 that was fraudulently drained from her account after she fell victim to an apparent scam involving Square's Cash App, used to send and receive money online. You also have the right to obtain at least 24 months of written history of account transactions by calling 1-855-553-3388, or by writing us at MAJORITY USA, LLC, 9801 Bissonnet Street, Suite V, Houston, Texas 77036, USA, Attn: Customer Support. Activating Your Card: You must activate your Card before it can be used. 10+ years of modern card issuing experience, Top 25 largest U.S. debit card purchase volume*, Affirms mission is to build innovative products that people love, and Marqetas unique technology provides us the platform and services to help make that possible., Marqeta is vested in our success and that is what makes us want to collaborate even further. NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM THROUGH A COURT. If you do not have enough funds available in your Card Account, you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount with cash or using another payment method. The maximum amount that can be withdrawn is: per transaction: from ATM $510/International ATM $510, per day: from ATM $510/International ATM $510, per month: from ATM $2,500/International ATM $2,500. Additional Contact Information. Both Mastercard and Visa assist in emergency replacement cards and cash advance, anywhere in the world 24/7. Developed by the DHS Cybersecurity and Infrastructure Agency (CISA), this toolkit will help you raise awareness and reduce the impacts of supply chain risks. The Card is nontransferable, is not for resale, and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. BEC attacks have a high success rate not because they are so technologically sophisticated, but because they are exploiting human vulnerabilities, like a response to authority, schedule, or even tiredness. You Should also make sure to update your security software regularly and keep a backup of your data. You hereby agree to accept all legally required notices by electronic means including publications made within the App or on the Website. Easy to Give, Easy to Use. You and we will have every remedy available in arbitration as you and we would have from a court and will be entitled to reasonable discovery. This Agreement does not replace, but supplements the Majority Terms of Service (available in the App), however in case of any inconsistency between the Majority Terms of Service and this Agreement, this Agreement shall govern and control your use of the Card and Card Account and otherwise your relationship with Sutton Bank. The Card cannot be redeemed for cash. In connection to these actions, we may need certain information from you, such as your full name, Card number and transaction history details. ZA Bank (Visa Debit card) *Bank-issued American Express cards aren't supported. Please read this Agreement carefully and keep it for future reference. Earn 1 point for every dollar, redeem for brand-name merchandise, travel, or office supplies. Our Privacy Statementexplains how we use cookies. Find out more. In some cases we may follow up and request company bank statements or additional . We reserve the right, at any time in our sole discretion without providing notice to you, to change, delete or add to this Agreement and to apply any such modification to a Card, to any available balance on the Card Account or otherwise to the legal relationship between you and us. Expense management. Transactions in Foreign Currencies. Third party data and message fees may apply. Buy Now, Pay Later. Make sure a separate user account is created for each employee and require strong passwords. * Rewards offers are subject to approval. BY ACTIVATING YOUR CARD OR PARTICIPATING IN THE PROGRAM IN ANY WAY, YOU REPRESENT THAT YOU HAVE READ AND UNDERSTAND THIS AGREEMENT AND YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT AND OUR PRIVACY POLICY. These measures are specifically designed to help us protect your identity and identify possible fraud on your Card Account. This Sutton Bank Cardholder Agreement (Agreement) constitutes the agreement between you, and Sutton Bank Attica, Ohio (Sutton Bank or Issuer), a FDIC insured member institution, outlining the terms and conditions under which the Majority Prepaid Visa Card (Card) has been issued to you by Sutton Bank (pursuant to a license by Visa USA Inc.), as well as the records maintained by Sutton Bank to account for the funds associated with the Card (Card Account). Perfect for All Occasions. The Upgrade Visa Card with Cash Rewards comes with an annual fee of $0 and an 8.99%-29.99% regular APR. Start by learning about common cyber threats, understanding where your business is vulnerable, and taking steps to improve your cybersecurity. Rellevate handles all customer service for the program. Secure payment processingWork with your banks or card processors to ensure the most trusted and validated tools and anti-fraud services are being used. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions made with your Card. To hide your Wi-Fi network, set up your wireless access point or router so it does not broadcast the network name, known as the Service Set Identifier (SSID). Benefits may vary by card issuer, so check with your card issuer to learn more about your specific Visa Infinite/Signature credit card benefits and features. Managers should bear in mind that hackers dont just break into the IT department by sheer force; they look for weaknesses. The Upgrade Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Get more info. This Agreement will be governed by the laws of the State of Ohio except to the extent governed by federal law, without regard to any conflicts of law provisions that provide for the application of the law of another jurisdiction. The finally Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A Inc. . You will need to tell us: 2. Use theSupply Chain Risk Management Toolkitto help shield your business information and communications technology from sophisticated supply chain attacks. Square Debit Card may be used wherever Mastercard is accepted. Opal cards can be ordered online for delivery to an Australian address within 5 to 7 business days. Annual rate from 6.99 % p.a. No one else may sign the rejection notice. 16. Loads are available on the business day when final collected funds are received by us unless a longer time is permitted by applicable law. Sutton Bank offers a range of solutions to support BNPL capabilities for its clients to support growing demand for BNPL products: Streamlined Merchant Settlement: Use existing Visa rails to settle purchases made on a BNPL provider, leveraging transactions on one-time use virtual cards. Scale Merchant Acceptance: Provide consumers with the ability to make a purchase using their BNPL provider at . Why you believe there is an error, and the dollar amount involved, 3. We may, subject to applicable law, deliver to you any notice of such modification to the Agreement by way of publishing an updated version of this Agreement within the App and on the Website or by delivering notice of the modifications to you electronically. Mega International Commercial Bank ( Visa credit and debit cards, JCB and MasterCard credit cards) Shin Kong Bank (Mastercard and Visa . Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. You can manage your preferences. An ideal card for easy and efficient business purchases. The Card is issued by the Bank. 1-16. Program management. Cybersecurity risks come in a wide variety of shapes and sizes, making it critical to recognize, disclose, and properly respond to a cyber threat. In-store: To use the virtual card in-store, shoppers need to add the card to their Apple or Google wallet, then pay using Apple or Google Pay at the payment terminal. Any different agreement regarding arbitration must be agreed to in writing. To find out if the Commercial Card program is right for your business, or to explore our other payment solutions, please speak with a Payment, Cash Management & Deposits Specialist today. FOR QUESTIONS OR ASSISTANCE, PLEASE CONTACT CUSTOMER SERVICE AT 1 (855) 553-3388. 10. We will reject any loads that exceed the maximum balance allowed on your Card. Finally, BackOffice.Co Inc. . or Sutton Bank, Members FDIC. Such software is readily available online from a variety of vendors. If you make a purchase using your Card in a currency other than in U.S. dollars, the amount deducted from the available funds in the Card Account will be converted by Visa into U.S. dollars. Lending criteria apply to approval of credit products. * Rewards offers are subject to approval. Merchants generally will not be able to determine your available balance. Keep your money in your wallet. The applicable exchange rate will be selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives or the government-mandated rate. An extremely important step an organization must take in safeguarding against BEC is to provide employees with adequate cybersecurity training. We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. All software vendors regularly provide patches and updates to their products to correct security problems and improve functionality. If your Card Account is in good standing and you have available funds on the Card, we will issue you a new Card upon expiration. You may use your Card to purchase or lease goods or services online, by mail or telephone wherever Visa debit cards are accepted as long as you do not exceed the value available in your Card Account, or any other limitations set our herein. 1. We reserve the right to deduct funds from your Card Account in order to correct a previous error or overpayment to you. Better Cards. A card that can help drive process efficiencies and improve control over procurement spend. Square Checking is provided by Sutton Bank, Member FDIC. 27. For customer service or additional information regarding your Card, please visit the help and support sections available in the App or on the Website (https://www.majority.com) or contact Customer Service by phone. Laptops can be particularly easy targets for theft or can be lost, so lock them up when unattended. Making you successful is our priority. Never share your PIN with anyone and do not enter your PIN into any terminal that appears to be modified or suspicious. Card Protection. IN THE EVENT THAT WE ARE HELD LIABLE TO YOU, YOU WILL ONLY BE ENTITLED TO RECOVER YOUR ACTUAL DAMAGES. All rights reserved. Solely for purposes of this Section 37 (Arbitration), We or Us shall mean the Issuer, and its respective successors, affiliates or assignees as well as Majority USA, LLC or any other any third party using or providing any product, service or benefit in connection with the Card. Read More Business Details. Hockerty . Online: To use the virtual card online, shoppers simply need to enter their card details at checkout just like they would any other debit or credit card. . Ransomware is a specific type of malware that infects and restricts access to a computer until a ransom is paid. Any references to days found in this Agreement are calendar days unless indicated otherwise. @alexandra 01/24/22 This answer was first published on 01/24/22. Be sure to use different passwords for your different accounts. You should get a receipt at the time you make a transaction using your Card. You will receive a weekly report for your action. The Issuer reserves the right to refuse to return any unused balance amount less than $1.00. Lost or Stolen Cards/Unauthorized Transfers. 12. Full details are available on request. We further reserve the right to offset any negative balance by any current or future funds you may load to or maintain in your Card Account or funds in any other Card Account you maintain with us now or in the future. $0. Please read this Agreement carefully and retain it for future reference. We may transfer our rights under this Agreement. The card was sealed in original packaging until approximately 8:45am on 09/30/2022. Amendment, Suspension and Cancellation. There are cases when attackers are pretending to be a lawyer or someone from a law firm that is supposedly in charge of crucial and confidential data. Some merchants will only allow you to do a split transaction if you pay the remaining amount in cash. You will not violate any laws, interfere or disrupt computer networks, impersonate another person or entity, violate the rights of any third party, stalk, threaten or harass anyone, gain any unauthorized entry, or interfere with the systems and integrity of the App and Website. To initiate a signature transaction at the point of sale, select Credit and sign the receipt (if required by the merchant). 28. Fast, free, and easy-to-use debit card; Select from a variety of fantastic debit card rewards through My Sutton Rewards; Safer than carrying cash; More convenient and safer than checks; Eliminate cost of purchasing checks; Make purchases anywhere Visa is accepted; 24/7 access to funds via ATMs free at Sutton branches The Card is not a gift card. You agree to pay us promptly for the negative balance. We may offer additional products, features and services to you in connection with your Card, such as SMS text message and e-mail alerts, mobile account services, bill payment services, a loyalty program, and other services. We will attempt to communicate with you only by use of the most recent contact information you have provided to us. No Warranty of Availability or Uninterrupted Use. However, there are some exceptions. Nevertheless, if a transaction exceeds the balance of the funds available in your Card Account, you shall remain fully liable to us for the amount of the transaction. To activate your Card, follow the steps and instructions for activation in the App. If you obtain your funds or make a purchase in a currency other than the currency in which your Card was issued, the Bank may assess a foreign currency conversion fee of 3% of the transaction amount and will retain this amount as compensation for its services. If you make your email account available to any other individual, you agree that you are responsible for any release of any Account information to such individual. Fax Numbers. Other fees may apply. a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. The Card will have an expiration date and the Card will expire, in accordance with applicable law, on the expiration date. Security: If the vendor's website security is compromised, your card information with other vendors stays safe. YOU AGREE TO HOLD HARMLESS AND INDEMNIFY US AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES (AND THEIR SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES) FROM AND AGAINST ANY AND ALL CLAIMS, SUITS, DAMAGES, PENALTIES, COSTS, FINES, LIABILITIES AND EXPENSES, INCLUDING, WITHOUT LIMITATION, REASONABLE ATTORNEYS FEES, THAT ARISE FROM YOUR VIOLATION OF THIS AGREEMENT, APPLICABLE LAW, OR ANY THIRD-PARTY RIGHTS OR YOUR FRAUD OR WILLFUL MISCONDUCT. All funds associated with the Card shall be held in an account with the Issuer, with the balance of such funds to be reduced through your use of such funds or through the imposition of fees and other charges in accordance with the terms and conditions of this Agreement. You may not permit another person to have access to your Card or Card number. Bank of America normally charges a $5 ATM fee. State-chartered Sutton Bank, which operates eight branches in four counties in Ohio, has issued 11 million Visa, Mastercard, and Discover payment card accounts. You always find the most recent version of this Agreement in the Majority Mobile Application (App) and on https://www.majority.com (Website). You must notify us to revoke permission for any person you previously authorized to use Card information or have access to your account. . Purchased at a Walgrens on 12/20/21 at 1:23 pm. Any translation provided may not accurately represent the information in the original English. Business Email Compromise (BEC)is a type oftargeted scamin which anattacker impersonates a company executive or high-level employeewith the intent ofdefrauding or extracting sensitive datafrom the company or its partners. Co-Branded Credit Cards are bank cards issued by banks in joint sponsorship with the retail merchants. When you use your Card, you are redeeming the value on the Card and not making a withdrawal from a checking or savings account. The PIN you set will apply both in relation to your Virtual Card and your Plastic Card. Find the best card for your small business. 14.99% - 29.99%. Its true that theres no foolproof method that you can use to protect your business, but educating your employees about security threats and best practices for online behavior and privacy can greatly reduce the possibility of a BEC scam. Judgment on the arbitration award may be entered in any court having jurisdiction. The Revenued Business Card Visa Commercial Card is powered by Marqeta. If you are entitled to a refund for any reason for goods or services obtained with your Card, the return and refund will be handled by the merchant. We cannot accept responsibility for any email messages not received by you or for any delay in the receipt or delivery of any email notification. Insurance. If we decide not to enforce our rights or charge a fee in one situation, we are not giving up our right to enforce it or to charge the fee in a later situation. Payments are then sent to fraudulent bank accounts. This Agreement sets forth the entire understanding and agreement between you and us, whether written or oral, with respect to its subject matter and supersedes any prior or contemporaneous understandings or agreements with respect to their subject matter. Organizations should start mapping the existing workflow used for wire transfers and analyze in-depth their processes in order to identify potential weaknesses and enhancement opportunities, for example limiting the amount of money each executive can approve, or using authorization for wire transfers, that also includes a protocol for approvals in the specific cases where senior executives are the initiators of these transactions. You can either do the assessment yourself, orrequest a facilitated assessmentby DHS cybersecurity professionals. Simplify business expenses with this comprehensive solution, Pay for all your business expenses with a single program thats simple to use, Maximize your cash flow with flexible payment terms, Integrate with most technology platforms and accounting systems, A dedicated specialist from Scotiabank is ready to assist - from consultation to implementation to help ensure your team takes full advantage of the program, Access spending data through convenient web access for exceptional program reporting, Reduce purchasing administrative costs and improve operational efficiencies. WE RESERVE THE RIGHT TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER SUBJECT TO INDEMNIFICATION BY YOU, IN WHICH EVENT YOU WILL COOPERATE IN ASSERTING ANY AVAILABLE DEFENSES. Sometimes employees tend to rush an action or a response, therefore training them to double-check before executing a task could reduce the risk of being compromised by a cyber attack.

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